The latest version of SwiftKit, along with SwiftSwitch is 100% legal. We abide by every rule for 3rd party clients Jagex has set.
People who claim to have been "banned" from RuneScape because of SwiftKit are simply uninformed as to the real reason they were banned. While using the client is legal, mentioning it, or talking about it in-game violates an advertising rule.
Jagex does not endorse or recommend the use of 3rd party clients, so you will probably never see them talking about it or confirming anything.
Jagex's guidelines for 3rd party clients can be found here. Make your own judgment on SwiftKit's legality.
Still not convinced? Don't use SwiftKit.
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